Text: home loans with an exclusive bonus.

Buy or refi with Ally Home Loans, and you'll receive a $1,500 cash bonus.

You're almost there. Read the terms, select the checkboxes to agree, then submit your name and email address to continue.

Consent to Receive Cash Bonus Promotional Offer Information Electronically

This Consent applies to this Cash Bonus Promotional Offer information that we elect at any time to provide electronically. To receive this Cash Bonus Promotional Offer Information electronically and retain it, you need a computer with a connection to the internet, an email address, a printer, hard drive or other storage device for downloading and retaining the information, Adobe Acrobat Reader or other software that allows you to view and print PDF Documents. By checking the "I agree" box below, you certify that you have the ability to receive information electronically.

You can obtain paper copies of this Cash Bonus Promotional Offer Information we provide electronically at any time at no charge. To obtain paper copies, simply call us at 1-877-247-2559.

You can withdraw your Consent to receive this Cash Bonus Promotional Offer information electronically at any time at no charge. Withdrawing your Consent regarding this Cash Bonus Promotional Offer will not impact your eligibility to participate in this Cash Bonus Promotional Offer. To withdraw your Consent to receive this Cash Bonus Promotional Offer electronically, simply call us at 1-877-247-2559.

Please print or save this information for your records using your browser's Print or Save functions.

I agree to receive Cash Bonus Promotional Offer information electronically

Cash Bonus Promotional Offer: Terms & Conditions

The Basics

Existing Ally Bank customers with eligible Ally Bank deposit accounts can get a $1,500 cash bonus after closing a new Ally Home Loan.

Here are the basic steps to qualify, which we'll cover in more detail below:

Enroll below by submitting your name and email address on file for your existing Eligible Account – note: to confirm which email address is associated with your account, log in to Ally’s online banking and go to the "Profile" tab; use the one listed under Primary Email (see below definition of Eligible Accounts).
Submit a new home purchase or refinance application or obtain a purchase preapproval between 2/23/2023 and 4/17/2023 ("Offer Period"), using the email address you submit.
Close a purchase or refinance loan from the application or preapproval that was submitted in step 2; funding from the lender must also be completed.
Keep your Eligible Account open and in good standing until we deposit your bonus. Your bonus will be paid within 30 days of your closing date.
Celebrate!

This unique offer is only available to Ally Bank customers with Eligible Accounts. This is not a commitment to lend. Mortgage credit and collateral are subject to approval and additional terms and conditions apply. We're all about playing fair, so if we believe you're trying to game or abuse this offer, you won't be allowed to participate in this offer or any future offers.

The Details

Definitions

Eligible Accounts – Ally Bank Interest Checking Accounts, Online Savings Accounts, Money Market Accounts, or Certificates of Deposit (CDs).
Excluded Accounts – Accounts that aren't eligible for the cash bonus include, Individual Retirement Accounts (IRAs), accounts owned by a trust, Uniform Gift to Minors Act (UGMA) accounts, Uniform Transfers to Minors Act (UTMA) accounts, and other fiduciary accounts.

Rules

To participate, you must enroll during the Offer Period by submitting your name and email address in the fields below. The email address you submit to enroll must be the same email address you use for your existing Ally Bank deposits account and your new home loan application. Note: if the email address you provide when enrolling for this offer does not match the Primary Email in your online banking profile, you may be ineligible to receive the bonus payout. This is an online offer only — there are no in-person, mail-in, call-in, or other offline methods to participate. One bonus per customer and only one bonus paid per closed loan. For example, if a husband and wife both separately enroll for the bonus, but only close one home loan, only one of them will receive the bonus. In this instance, the bonus will be deposited into the Eligible Account associated with the primary mortgage borrower.

Once enrolled, to receive your bonus, you must apply for your home loan or obtain preapproval during the Offer Period AND close a home loan from that application or preapproval. Any closed loans from applications submitted or preapprovals obtained outside of the Offer Period are not eligible for this promotion. This promotion does not apply to loans that closed prior to the Offer Period. In addition to closing on the home loan, funding from the lender must also be complete (in the instance of a refinance home loan, funding will be after a three-day waiting period; for a purchase home loan, funding is typically the same day as closing).

Your Eligible Account must be open and in good standing at the time of the bonus payout to receive your bonus. There is no requirement to maintain a minimum balance in your Eligible Account. Eligible customers that fulfill required enrollment and eligibility requirements, will be paid the Cash Bonus within 30 calendar days of your loan closing date to an Eligible Account held by the enrolled customer. If the enrolled customer has more than one Eligible Account with Ally Bank, we’ll pick one of your accounts to receive the Cash Bonus. If your only Eligible Account is a CD, we’ll pay the Cash Bonus as interest during the term of the CD.

You will receive an email with your bonus details prior to receipt of your Cash Bonus.

Your bonus will be paid by direct deposit to your Eligible Account. No other payment method is available and the bonus direct deposit cannot be made to another financial institution. We reserve the right to refuse to pay out a bonus at any time and for any reason.

We'll treat the bonus as interest for tax reporting purposes. You should talk to your tax advisor about potential impacts to your tax liability.

I agree to the Terms & Conditions

To enroll, make sure to check the boxes above and submit your Full Name and Email Address.

FIRST NAME

LAST NAME

EMAIL ADDRESS (This email address below must be used when applying for your home loan)